Smart Rates & Extended Terms
Boating, traveling, camping -- it's more than a hobby, it's a lifestyle. That's why PrimeTrust offers extended terms up to 144 months on the boat, camper or RV that gets you where you want to be -- the great outdoors!
Buy new, buy used or refinance your existing boat or vehicle all with the same simple rate structure. It's our way of keeping this part of your journey as easy and hassle-free as possible.
(Not a PrimeTrust member? We can help with that as a seamless part of the process!)
Rates & Terms
Rates are the same for new & used. Valid as of February 1, 2019.
Motorcycles, ATVs, snowmobiles and jet skis may be financed for an additional 0.50% APR (Annual Percentage Rate) to the published rate.
36 months: Fixed rate as low as 3.75% APR
For a $10,000 loan with a term of 36 months at 3.75% APR, the monthly payment will be $294.13.
48 months: Fixed rate as low as 3.75% APR
For a $10,000 loan with a term of 48 months at 3.75% APR, the monthly payment will be $224.67.
60 months: Fixed rate as low as 4.00% APR
For a $10,000 loan with a term of 60 months at 4.00% APR, the monthly payment will be $184.17.
72 months: Fixed rate as low as 4.50% APR
For a $10,000 loan with a term of 72 months at 4.50% APR, the monthly payment will be $158.74.
84 months: Fixed rate as low as 4.75% APR
For a $10,000 loan with a term of 84 months at 4.75% APR, the monthly payment will be $140.17.
85-144 months: Minimum loan amount of $20,000 required for terms beyond 84 months. Fixed rate as low as 5.25% APR for RVs & campers and 5.75% for boats.
For a $20,000 loan with a term of 144 months at 5.25% APR, the monthly payment will be $187.50; at 5.75% APR, the monthly payment will be $192.59.
Start a Conversation
Send the contact form below and we'll connect you to one of our lenders who will personally answer your questions, research your options, and quickly guide you to the rate and terms that suit you best.
There is no obligation, it's just a quick and easy way to start a dialogue that may lead to your best deal on the boat, camper or RV you want!
Member Owned, Member Driven
PrimeTrust Federal Credit Union is a member owned financial cooperative, which means we are able to reinvest profits right back into better services and lower rates for our members!
If you are not a member yet: You are eligible to join PrimeTrust if you live, work, worship, attend school or volunteer in Delaware County, Indiana. Businesses and other legal entities in Delaware County are also eligible. And family members are eligible, too -- no matter where they live!
All it takes is simply opening a share (savings) account with a minimum of $25 which is your ownership share. Then you have access to all the financial products and services PrimeTrust has to offer!